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One-year insurance non-renewal moratorium expires

January 7, 2026

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PACIFIC PALISADES, Calif. — The mandatory one-year moratorium on cancellations and non-renewals in Palisades, Eaton and related fire ZIP codes, issued under Bulletin 2025-1, lapsed on January 7, 2026.

Homeowners whose policies were protected only by the moratorium became exposed to non-renewal at their next renewal date and should line up FAIR Plan or admitted-market alternatives in advance.

Who’s involved

  • California Department of Insurance
  • California FAIR Plan Association

Where to get help

If this deadline affects you and you are not sure where you stand, a disaster case manager can work through it with you. Get help.

Sources