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State orders one-year ban on insurance non-renewals in fire ZIP codes

January 9, 2025

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PACIFIC PALISADES, Calif. — Insurance Commissioner Ricardo Lara issued Bulletin 2025-1, a mandatory one-year moratorium barring insurers from cancelling or non-renewing residential policies in and adjacent to the Palisades, Eaton, Hurst, Lidia, Sunset and Woodley fire ZIP codes.

The protection applied whether or not a home suffered direct damage, and ran through January 7, 2026. Homeowners who received a non-renewal notice during that window should check whether their ZIP code was covered.

Who’s involved

  • California Department of Insurance

Where to get help

If this deadline affects you and you are not sure where you stand, a disaster case manager can work through it with you. Get help.

Sources